After decades of growth, the European Union faces a major financial challenge. Ageing populations, low birth rates, and pay-as-you-go (PAYG) pension systems are putting pressure on public budgets and long-term competitiveness.

This policy paper explores why a shift toward funded pension systems is crucial for securing Europe’s economic future. Using recent Eurostat data and comparative policy research, it examines how current pension models threaten fiscal stability and slow down growth.

The paper presents the advantages of capitalised systems and outlines actionable policy recommendations to build a more resilient, investment-driven pension model for the EU.

whois: Andy White Freelance WordPress Developer London